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Ecommerce accounting & finance team

The finance team behind fast‑growing ecommerce brands

Bookkeeping, inventory accounting, sales tax and CFO support, done every business day by accountants who live in Shopify and Amazon data.

  • Live in 7 business days
  • No long-term contracts
  • Your books belong to you
Built for brands that sell on
  • Shopify
  • Amazon
  • TikTok Shop
  • Walmart
  • Etsy
  • Faire
  • WooCommerce
  • Target Plus

A complete finance team,
without hiring one.

We work alongside ecommerce brands to keep books, inventory and tax current every business day, with real accountants doing the work and answering your questions.

Books that keep pace
with your orders.

Payouts are reconciled every business day, so the numbers you act on are from this week, not last month.

Accountants who already
speak ecommerce.

Settlement reports, FBA fees and landed costs are their day job, and they answer on Slack in about ten minutes.

One definition
of profit.

Contribution margin by channel and SKU that finance, ops and marketing all read the same way.

Every finance job an ecommerce brand has.
Done by one team.

CL
Claire · Finecom

Morning Maya, September is closed and reconciled.

  • P&LProfit & loss · by channelReady
  • BSBalance sheetReady
  • CFCash flowReady
Bookkeeping & close

Books closed every business day, not once a month

Our team reconciles every Shopify, Amazon and PayPal payout to the order, books accrual revenue, and keeps your P&L, balance sheet and cash flow current.

See pricing
Linen tee · Sand / MSKU LT-SND-M
On hand2,337
In transit309
Landed cost$6.40
Margin58.2%
FIFO · synced from ShipBob 08:40
Inventory & COGS

Landed cost and margin for every SKU

Purchase orders, freight and duties land on the right products. Counts reconcile to your 3PL, and supplier bills get paid on your approval.

See pricing
Sales tax · Q3 20267 states
  • CAFiled
  • TXFiled
  • NYFiled
  • FLFiled
  • WADue 20 Oct
  • ILRegistered
  • PARegistered
Sales & income tax

Every state you sell in, filed on time

We track nexus across every state and marketplace, register you before a return is due, file on schedule, and prepare your federal and state income tax.

See pricing
Q4 cash planBuilt with your CFO
PO #1042 · $180KHoliday sell-through
Inventory buyPeak season
Fractional CFO

Plan inventory buys against real cash

Contribution margin by channel, cash forecasts built around your purchase orders, and scenario planning for peak season, priced for your stage.

See pricing

However your finance team looks today,
we fit right in.

Hi Maya, your September books are closed and reconciled.

Claire · 6 Oct

Amazing. Anything I need to look at?

You · 6 Oct

Just one supplier deposit. I've left a note on it.

Claire · 6 Oct
No finance team yet

Full-service accounting & finance ops

Books, supplier bills, inventory accounting, sales tax and the monthly close, all run by our team so the numbers stay accurate and current while you run the brand.

Talk to an expert
Shopify · DTC sales$5,007.64
Meta · Paid social−$3,075.00
Faire · Wholesale$70,800.00
ShipBob · Fulfillment−$3,007.27
You have an in-house finance lead

Controller & CFO support for your team

Your finance lead stays in charge. We take the reconciliation, close, multi-entity consolidation and sales tax off their desk, and add CFO support when the board or a lender asks.

Talk to an expert

Finance that grows
with your brand.

Whether you need a full accounting team, support for the finance lead you already have, or a CFO for peak season, the plan scales with you.

Find your plan

Plugged into every tool your store runs on.

finecomMetaGoogle AdsKlaviyoMarketingShopifyAmazonTikTok ShopWalmartStoresStripePayPalKlarnaAfterpayPaymentsRampBillBrexBills & spendShopify CapitalWayflyerClearcoLendingFaireSPS CommerceWholesale & retailAmerican ExpressChaseMercuryBanks & cardsGustoPayrollShipBobShipStationShipHero3PL & fulfillment
finecom
Marketing
  • Meta
  • Google Ads
  • Klaviyo
Stores
  • Shopify
  • Amazon
  • TikTok Shop
  • Walmart
Payments
  • Stripe
  • PayPal
  • Klarna
  • Afterpay
Bills & spend
  • Ramp
  • Bill
  • Brex
Lending
  • Shopify Capital
  • Wayflyer
  • Clearco
Wholesale & retail
  • Faire
  • SPS Commerce
Banks & cards
  • American Express
  • Chase
  • Mercury
Payroll
  • Gusto
3PL & fulfillment
  • ShipBob
  • ShipStation
  • ShipHero

Expert accountants.
Numbers that never go stale.

Every brand gets a dedicated team that works the books every business day, with the systems to keep each number current and the judgment to catch what software misses.

Handled by people. Rarely needs you.

Our team categorizes 99% of transactions without asking you, using your brand's own rules. The few that need your call arrive as one short question, not a spreadsheet.

StripeDTC sales$5,007.64
Meta AdsPaid social−$4,475.86
WalmartMarketplace$70,800.86
FaireNeeds your input$550.00
CL

Is this a sample order for a retailer, or a regular wholesale sale?

Reply to Claire…

Reconciled every business day. No month-end scramble.

Bank, card and payout accounts are matched daily, so a missing deposit or a double charge shows up this week, while it is still easy to fix.

ChaseBusiness checking ···· 9876
✓ Reconciled
5 Oct
Books balance$13,550.00
Bank balance$13,550.00

Your inventory moves. Your COGS keeps up.

We sync counts from your 3PL, apply landed cost to every unit sold, and flag the SKUs running low against your purchase plan.

Linen tee · Olive / L
Linen tee · Sand / S
Linen tee · Sand / M is down to 9 days of cover.

Your next PO lands 24 Oct. Want us to model a bridge order?

Claire · Finecom · 08:41
On hand412
Sell-through46 / day
Landed cost$6.40

Loans and advances, tracked to the cent.

Shopify Capital, Wayflyer and PayPal repayments come straight out of your payouts. We split principal from fees so your margin and your cash both stay honest.

PayPal Working Capital
Wayflyer
Shopify Capital
Repaid42%
Advance$75,000.00
Fees booked$3,225.13
Withheld from payouts11%

A real accountant on Slack, in about ten minutes.

Ask a question in Slack or email and someone who already knows your store answers, usually within ten minutes. Accountants who have done this at the largest firms in the world, dedicated to your brand.

Slack
You
Quick one, why was last week's Shopify payout $8K short?
Claire · Finecom
Good spot. Two things, and only one is real. Returns from the spring sale were refunded, and one customer opened a chargeback on a big order.
Payout summary
Net sales, week 38
$64,210
Shopify payout received
$55,798
Refunds · spring-sale returns
$6,228
Chargeback · order #48113disputed
$2,184
Real shortfall
$6,228
You
Can we win the chargeback?
Claire · Finecom
Good odds. I've already sent Shopify the tracking and proof of delivery, so the $2,184 should come back in an upcoming payout.
Answered in 8 minutes · median 9 min this month

Ask your numbers anything, in Claude or ChatGPT.

Connect Claude, ChatGPT or another assistant to your reconciled books and ask about margin, channels or cash in plain English, any time.

Contribution margin · Shopify31.4%
Jul 29.1%Aug 30.2%Sep 31.4%
Claude

Show me contribution margin for Shopify over the last three months

Built for every stage of your brand's growth

Under $1M in sales

Get the foundations right

Clean books, sales tax set up properly and a margin dashboard you can actually read, at a cost that fits your stage.

See pricing
$1M – $10M in sales

Hand the back office over

Bookkeeping, inventory accounting, supplier bills, payroll and tax fully handled by our team, so you can focus on growth.

See pricing
$10M+ in sales

Give your finance lead leverage

Multi-channel and multi-entity consolidation, controller-level review and CFO support that extends your team instead of replacing it.

See pricing

Why brands choose Finecom over
a traditional bookkeeper

  • Books updated every business day
  • Payouts reconciled to the order
  • Margin by channel & SKU
  • Sales tax nexus tracked for you
  • An accountant on Slack in ~10 min
  • 99% categorized without asking you
  • Live in 7 business days
  • One team for books, tax & CFO
QuickBooks
+ a bookkeeper
  • Books caught up once a month
  • Lump-sum deposits
  • Generic P&L
  • Nexus is on you
  • Replies in 2–3 days
  • 85% categorized without asking
  • Weeks to get set up
  • Separate tax & CFO firms
An in-house
accountant
  • As current as one person can keep it
  • Manual settlement matching
  • Spreadsheet margin models
  • One more thing on their list
  • Fast, inside office hours
  • Depends on one person
  • Months to hire and onboard
  • Salary, benefits & software on top

Fully live in seven days.

  1. Connect

    Your stack, plugged in.

    • ShopifySynced
    • Amazon Seller CentralSynced
    • PayPalSynced
    • QuickBooksSynced
    + 100 more, synced live
  2. Finecom runs it

    Finecom team at work.

    Your team handles the work
    Payouts, COGS, sales tax, every judgment call
    You stay in the loop
    Updates in Slack as each piece clears
    18,412Orders matched
    99%Categorized without you
    September close0%
  3. You're live

    Numbers you can run on.

    Contribution margin
    31%
    $2.10MCash
    62 daysInventory cover
    • Margin by channel & SKU
    • Sales tax, on schedule
    • Cash & inventory forecast
    Current · updated today

Know exactly what you’re getting.

Can’t find what you’re looking for? Book a 20-minute call and we’ll answer it live.

How often are my books updated?+
Every business day. Your sales channels, payment processors and bank accounts sync in daily and our team reconciles them, so your dashboard and margin numbers always reflect where you stand today.
Do you reconcile payouts to the order level?+
Yes. Every Shopify, Amazon, PayPal and Stripe payout is broken back into the orders, fees, refunds, chargebacks and reserves behind it, so revenue is booked gross and nothing hides inside a lump-sum deposit.
Can you handle multiple stores and channels?+
Yes. We consolidate multiple storefronts, marketplaces, wholesale and retail into one set of books, with margin reported by channel and across the whole brand.
What happens at month-end?+
Your reports are already up to date. With daily reconciliation, month-end becomes a short review, not a closing sprint.
How do you account for inventory and COGS?+
We book inventory as an asset and move it to cost of goods sold as it sells, using your SKU-level costs. That gives you a true gross margin every month instead of a cash-basis guess.
Do you include landed costs?+
Yes. Freight, duties, tariffs and inbound shipping are allocated to the products they belong to, so your COGS and margin by SKU reflect what each unit really cost you.
Can you reconcile with my 3PL and inventory system?+
Yes. We work from your inventory system and 3PL reports, reconcile counts to the books, and flag shrinkage, write-offs and stock that is not moving.
Do you pay suppliers and manufacturers?+
Our team matches supplier and 3PL bills to your purchase orders, schedules payments, and sends them for your approval before anything goes out.
How do you know where I owe sales tax?+
We track your sales against economic nexus thresholds in every state with a sales tax, including marketplace sales, and tell you before you cross a threshold rather than after.
Do you register and file for me?+
Yes. We register you in the states where you have nexus, file every return on schedule, and keep marketplace sales that Amazon or other platforms already remitted out of your own returns.
Do you handle income tax too?+
Yes. Federal and state income tax returns are prepared by our team from the same daily books, so there is no year-end scramble to rebuild the numbers.
How do you keep my filings audit-ready?+
Every return is logged, time-stamped and stored with a clear audit trail back to the transactions behind it, so you are always prepared for review.
What does a fractional CFO do for an ecommerce brand?+
Contribution margin by channel and SKU, cash-flow forecasts that plan around inventory buys, pricing and promo analysis, and scenario planning for peak season. CFO-level clarity without a full-time hire.
Can you help me plan inventory purchases?+
Yes. We model how a purchase order affects cash over the following months, so you can size your buys and time them against your sales calendar and payment terms.
Can I customize the reports I receive?+
Yes. Dashboards and reports are built around the metrics you run the brand on, from MER and contribution margin to lender or investor reporting.
Do you help with financing?+
We prepare the lender-ready financials, forecasts and reporting that inventory financing, lines of credit and investors ask for, and help you compare the terms.
Can you run payroll for my team?+
Yes. Our team runs payroll for employees and contractors, including warehouse and part-time staff, with withholdings and filings handled every cycle.
Does it include contractors and agencies?+
It does. Contractor payments and 1099s are handled, and agency and freelancer costs are coded to the right place in your P&L.
How are taxes and deductions managed?+
All tax withholdings, benefits and deductions are calculated and filed for you within each payroll cycle.
Can you split labor costs by team?+
Yes. Payroll journals are split by team, so fulfillment labor can sit in COGS while marketing and operations stay in operating expenses.

Know your real margin.
Starting this week.

Book a 20-minute call and we'll show you what your books, margin and sales tax look like with a team on them every day.